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The Basics
Debit Cards & Using ATMs
This account includes 'KeyMiles with Continental' to earn points towards travel. The annual fee for this program is $30.00.
There is a $2.00 fee each time you use a non-affiliated ATM.
There is a $2.00 fee each time you use a ATM in another country.
Electronic & Telephone Banking
Online Banking
Free
This Email Alert feature offers 16 different alerts, including:
- Warnings when your balance falls below a certain threshold.
- Notice of deposits or withdrawals over a certain threshold.
- Notice when an automatic bill pay is charged.
- Warnings when your balance falls below a certain threshold.
- Notice of deposits or withdrawals over a certain threshold.
- Notice when an automatic bill pay is charged.
Online Billpay
Free
This institution supports:
- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;
- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;
- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
You can access your transaction history directly through Quicken, QuickBooks and MS Money.
Checks & Statements
Overdrawing the Account
The Insufficient Funds Fee is $34.00 for the first 2 overdrafts and $38.50 for subsequent overdrafts every 12 months.
This checking account has one option for Overdraft Protection.
From a linked Overdraft Line of Credit:
- Annual fee of $25.00;
- Transfer fee of $10.00. The transfer fee is charged per day;
- Funds are transferred to bring the account balance to $0.00.
- Annual fee of $25.00;
- Transfer fee of $10.00. The transfer fee is charged per day;
- Funds are transferred to bring the account balance to $0.00.
Also note, no transfer occurs if the balance is negative by $5 or less.
Savings and Money Market Accounts
'Key Saver' requires $50.00 to open and $0.00 to earn interest.
Current APY Information:
- 0.04 % at minimum balance to earn interest;
- 0.04% at minimum balance to avoid fees;
- 0.05 % at $25,000.00
- 0.04 % at minimum balance to earn interest;
- 0.04% at minimum balance to avoid fees;
- 0.05 % at $25,000.00
The account has a monthly service fee of $4.00. This fee can be waived if you maintain a minimum balance of $300.00.
'Silver Money Market Savings' requires $50.00 to open and $0.00 to earn interest.
Current APY Information:
- 0.20% at minimum balance to earn interest;
- 0.25% at minimum balance to avoid fees;
- 0.25% at $25,000.00
- 0.20% at minimum balance to earn interest;
- 0.25% at minimum balance to avoid fees;
- 0.25% at $25,000.00
The account has a monthly service fee of $12.00. This fee can be waived if you:
- Maintain a minimum balance of $5,000.00;
- Have a monthly automatic direct deposit to this account of at least $25.00.
- Maintain a minimum balance of $5,000.00;
- Have a monthly automatic direct deposit to this account of at least $25.00.
We suggest you also consider:
"Colorado State Bank & Trust - Long Live Your Money." Colorado State Bank & Trust is based in Denver and offers financial services from 15 locations in the Denver area. Part of the BOKF Corp, they offer checking, savings, loan, investment, and wealth management services to individuals and companies throughout Colorado. From BOFK's website: "[Our] vision is to provide sophisticated nationally competitive products with personal responsive client service."
How does KeyBank Compare?
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How We Get Our Information
We conduct our own research for the largest US banks and we audit the information provided by community banks and credit unions.
Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.
We make best efforts to maintain accurate data, but we suggest you verify this information prior to opening an account.
All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.
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