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"Select Checking" from RBC Bank USA
The Basics
A $100.00 deposit is required to open this account.
The Monthly Service Fee of $11.95 can be waived by:
- Maintaining a minimum daily balance of $1,500.00;
- Maintaining an minimum combined daily balance of $2,500.00;
- Having a mortgage with RBC.
- Maintaining a minimum daily balance of $1,500.00;
- Maintaining an minimum combined daily balance of $2,500.00;
- Having a mortgage with RBC.
Debit Cards & Using ATMs
This account includes 'RBC Rewards' program to earn points for gifts and other items. There is no annual fee for this card.
There is a $2 fee each time you use an unaffiliated ATM.
There is a $2 fee each time you use a ATM in another country.
Electronic & Telephone Banking
Included in online banking is My View, which allows you to view your accounts at over 3,000 other financial institutions around the world.
You can download 90 days of transaction history in the following formats:
- Quicken 2007 and above;
- QuickBooks 2007 and above;
- MS Money for 2007 and above.
- Quicken 2007 and above;
- QuickBooks 2007 and above;
- MS Money for 2007 and above.
Online Billpay
Free
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free first order of basic checks, 25% off additional orders.
Monthly Paper Statements
Yes
Check Images with Statements
Included
Electronic Statements
No
Images of canceled checks can be viewed for the current statement cycle.
Overdrawing the Account
The Insufficient Funds Fee is $41.00 per overdraft.
This checking account has many options for Overdraft Protection.
From a linked Savings Account, Money Market Account or another Checking Account:
- Transfer fee of $10.00. The transfer fee is charged per day;
- Funds are transferred in $100 increments.
- Transfer fee of $10.00. The transfer fee is charged per day;
- Funds are transferred in $100 increments.
From a linked Overdraft Line of Credit:
- Transfer fee of $10.00. The transfer fee is charged per day;
- Funds are transferred in $100 increments.
- Transfer fee of $10.00. The transfer fee is charged per day;
- Funds are transferred in $100 increments.
Savings and Money Market Accounts
'Personal Savings' requires $100.00 to open and $0.00 to earn interest.
Current APY Information:
- 0.10 % at minimum balance to earn interest;
- 0.10% at minimum balance to avoid fees;
- 0.10% at $25,000.00
- 0.10 % at minimum balance to earn interest;
- 0.10% at minimum balance to avoid fees;
- 0.10% at $25,000.00
The account has a monthly service fee of $5.00. This fee can be waived if you:
- Maintain a minimum balance of $300.00;
- Are 65 or older.
- Maintain a minimum balance of $300.00;
- Are 65 or older.
'Money Market Reserve' requires $2,500.00 to open and $0.00 to earn interest.
Current APY Information:
- 0.20% at minimum balance to earn interest;
- 0.20% at minimum balance to avoid fees;
- 0.50% at $25,000.00
- 0.20% at minimum balance to earn interest;
- 0.20% at minimum balance to avoid fees;
- 0.50% at $25,000.00
The account has a monthly service fee of $15.00. This fee can be waived if you maintain a minimum balance of $2,500.00.
How does RBC Bank USA Compare?
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How We Get Our Information
We conduct our own research for the largest US banks and we audit the information provided by community banks and credit unions.
Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.
We make best efforts to maintain accurate data, but we suggest you verify this information prior to opening an account.
All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.
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