"50+ Free Interest Checking" from Banco Popular

The Basics

Minimum Opening Deposit
 
$25.00
A $25.00 deposit is required to open this account.
Account Restrictions
 
Seniors
You must be a senior 50 or older to open this account.
Monthly Service Fee $0.00
Interest Rate
 
0.30%
The account earns 0.30% interest.

Debit Cards & Using ATMs

Debit Card $0.00/yr
Non-affiliated ATM Usage Fee
 
$1.50/per use
Banco Popular will not charge you for your first unaffiliated bank ATM withdrawal each month. After that, there is a fee of up to $1.50 for each withdrawal. (Note: The additional fee depends on where the ATM withdrawals is made.)
International ATM Usage Fee
 
$1.50/per use
There is a $1.50 fee each time you use a ATM in another country.

Electronic & Telephone Banking

Online Banking Free
Email Alerts
 
Included with online banking
This Email Alert feature enables you to receive confirmation that bills have been paid.
Activity Download
 
Included with online banking
You can download 90 days of transaction history in the following formats:
- Quicken 2007 and above;
- MS Money for 2007 and above;
- Microsoft Excel.
Online Billpay Free
Automated Phone Banking Free

Checks & Statements

Unlimited Check Writing Yes
Free or Discounted Checks No
Monthly Paper Statements Yes
Check Images with Statements Included
Electronic Statements No
Online Check Images
 
Yes
Images of canceled checks can be viewed online for 90 days.

Overdrawing the Account

Insufficient Funds Fee
 
$30.00/per item
The Insufficient Funds Fee is $30.00 per overdraft.
Overdraft Protection
 
Available
This checking account has one option for Overdraft Protection.
From a linked Overdraft Line of Credit:
- Transfer fee of $5.00. The transfer fee is charged per day;
- Funds are transferred to bring the account balance to $0.00.

Savings and Money Market Accounts

Relationship Savings
 
$4.00/month
'Relationship Savings' requires $25.00 to open
Current APY Information:
- 0.55% at minimum balance to earn interest;
- 0.55% at minimum balance to avoid fees;
- 0.60% at $25,000.00
The account has a monthly service fee of $4.00. This fee can be waived if you maintain a minimum balance of $250.00.
Premium Yield Money Market
 
$15.00/month
'Premium Yield Money Market' requires $100.00 to open
Current APY Information:
- 0.35% at minimum balance to earn interest;
- 0.35% at minimum balance to avoid fees;
- 0.75% at $25,000.00
The account has a monthly service fee of $15.00. This fee can be waived if you maintain a minimum balance of $5,000.00.

How does Banco Popular Compare?

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How We Get Our Information

We conduct our own research for the largest US banks and we audit the information provided by community banks and credit unions.

Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.

We make best efforts to maintain accurate data, but we suggest you verify this information prior to opening an account.

All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.

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