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"Electric Orange" from ING Direct
The Basics
Debit Cards & Using ATMs
Debit Card
$0.00/yr
Non-affiliated ATM Usage Fee
$0.00
There is a fee calculated as 2.2% of the total amount withdrawn.
Electronic & Telephone Banking
With their online banking offerings, you can email people money with ING's free P2P Payments system.
This Email Alert feature enables you to receive:
- The bad news that your account balance is below $0.
- Notification of successful P2P money transfers.
- The bad news that your account balance is below $0.
- Notification of successful P2P money transfers.
You can download 32 KB (2-3 months) of transaction history in the following formats:
- Quicken 2007 and above;
- MS Money for 2007 and above;
- Microsoft Excel.
- Quicken 2007 and above;
- MS Money for 2007 and above;
- Microsoft Excel.
Online Billpay
Free
Automated Phone Banking
Free
Checks & Statements
Overdrawing the Account
There is no overdraft fee for this account.
This checking account has one option for Overdraft Protection.
From a linked Overdraft Line of Credit:
- No transfer fee.
- Funds are transferred to bring the account balance to $0.00.
- No transfer fee.
- Funds are transferred to bring the account balance to $0.00.
Savings and Money Market Accounts
We suggest you also consider:
PerkStreet Financial℠ is a progressive online financial services company that offers the most valuable checking account and debit card rewards combination in the U.S. PerkStreet offers a fully featured, free checking account, a debit card with the most rewards and access to the largest network of free ATMs in the country. The PerkStreet Financial Visa® Debit Card is issued by The Bancorp Bank, Member FDIC.
How does ING Direct Compare?
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How We Get Our Information
We conduct our own research for the largest US banks and we audit the information provided by community banks and credit unions.
Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.
We make best efforts to maintain accurate data, but we suggest you verify this information prior to opening an account.
All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.
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