- Requires no personal information
- Provides unbiased results
- Estimates bank fees
- Takes only minutes
Home | Time2Talk | FAQ | About Us | Contact Us
The Basics
Debit Cards & Using ATMs
This account includes many various Rewards Programs.
There is a $2.00 fee each time you use a non-affiliated ATM.
There is a $2.00 fee each time you use a ATM in another country. There is an additional international withdrawal fee of 3% the amount of the withdrawn.
Electronic & Telephone Banking
Online Banking
Free
This Email Alert feature enables you to receive:
- Warnings when your balance falls below a certain threshold;
- Notice of deposits or withdrawals over a certain threshold;
- The bad news that your account balance is below $0.
- Warnings when your balance falls below a certain threshold;
- Notice of deposits or withdrawals over a certain threshold;
- The bad news that your account balance is below $0.
You can download 90 days of transaction history in the following formats:
- Quicken 2007 and above;
- MS Money for 2007 and above;
- Microsoft Excel.
- Quicken 2007 and above;
- MS Money for 2007 and above;
- Microsoft Excel.
Online Billpay
Free
This institution supports:
- A mobile-browser website to view account balances, view recent activity, transfer funds, locate ATMs;
- A downloadable mobile application to view account balances, view recent activity, transfer funds.
- A mobile-browser website to view account balances, view recent activity, transfer funds, locate ATMs;
- A downloadable mobile application to view account balances, view recent activity, transfer funds.
Automated Phone Banking
Free
You can access your transaction history directly through Quicken and MS Money.
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
No
Monthly Paper Statements
Yes
There is a $3.00 monthly fee to receive images of canceled checks with monthly statements.
Electronic Statements
Yes
Images of canceled checks can be viewed online for 90 months.
Overdrawing the Account
One per year.
No fee on your first overdraft each year. $19 for second overdraft $35 for 3rd-5th overdraft, and $37.50 for every overdraft after that in a 12 month period. Charge applies PER ITEM.
This checking account has 3 options for Overdraft Protection.
From a linked Savings Account or Alternate Checking Account:
- Transfer fee of $5.00. The transfer fee is charged for each transaction.
- Funds are transferred in fixed increments of $200.00.
- Transfer fee of $5.00. The transfer fee is charged for each transaction.
- Funds are transferred in fixed increments of $200.00.
From a linked Overdraft Line of Credit:
- Transfer fee of $2.00. The transfer fee is charged for each transaction.
- Funds are transferred in fixed increments of $200.00.
- Transfer fee of $2.00. The transfer fee is charged for each transaction.
- Funds are transferred in fixed increments of $200.00.
Savings and Money Market Accounts
'Standard Savings' requires $25.00 to open and $0.00 to earn interest.
Current APY Information:
- 0.10 % at minimum balance to earn interest;
- 0.10 % at minimum balance to avoid fees;
- 0.10% at $25,000.00
- 0.10 % at minimum balance to earn interest;
- 0.10 % at minimum balance to avoid fees;
- 0.10% at $25,000.00
The account has a monthly service fee of $4.00. This fee can be waived if you:
- Maintain a minimum balance of $300.00;
- Maintain a average balance of $1,000.00.
- Maintain a minimum balance of $300.00;
- Maintain a average balance of $1,000.00.
'Money Market' requires $100.00 to open and $0.00 to earn interest.
Current APY Information:
- 0.05% at minimum balance to earn interest;
- 0.15% at minimum balance to avoid fees;
- 0.25% at $25,000.00
- 0.05% at minimum balance to earn interest;
- 0.15% at minimum balance to avoid fees;
- 0.25% at $25,000.00
The account has a monthly service fee of $10.00. This fee can be waived if you:
- Maintain a minimum balance of $1,000.00;
- Maintain a average balance of $2,500.00.
- Maintain a minimum balance of $1,000.00;
- Maintain a average balance of $2,500.00.
We suggest you also consider:
"Colorado State Bank & Trust - Long Live Your Money." Colorado State Bank & Trust is based in Denver and offers financial services from 15 locations in the Denver area. Part of the BOKF Corp, they offer checking, savings, loan, investment, and wealth management services to individuals and companies throughout Colorado. From BOFK's website: "[Our] vision is to provide sophisticated nationally competitive products with personal responsive client service."
How does U.S. Bank Compare?
Enter your zip code
How We Get Our Information
We conduct our own research for the largest US banks and we audit the information provided by community banks and credit unions.
Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.
We make best efforts to maintain accurate data, but we suggest you verify this information prior to opening an account.
All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.
FindABetterBank In The News
Rob's Latest Blog on The Huffington Post
