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"Student Checking" from Fifth Third Bank
The Basics
Debit Cards & Using ATMs
This account includes 'Fifth Thirds Reward Program' program to earn points for gifts and other items. There is no annual fee for this card.
There is a $2.00 fee each time you use a non-affiliated ATM after 5 uses per month.
There is a $2.00 fee each time you use a ATM in another country. In addition, there is a fee calculated as 3.00% of the total amount withdrawn.
Electronic & Telephone Banking
Online Banking
Free
This Email Alert feature enables you to receive:
- Warnings when your balance falls below a certain threshold;
- Daily, weekly, and monthly balance updates.
- Warnings when your balance falls below a certain threshold;
- Daily, weekly, and monthly balance updates.
Online Billpay
Free
This institution supports:
- A text messaging service to receive alerts;
- A mobile-browser website to view account balances, view recent activity, transfer funds, and locate ATMs.
- A text messaging service to receive alerts;
- A mobile-browser website to view account balances, view recent activity, transfer funds, and locate ATMs.
Automated Phone Banking
Free
You can access your transaction history directly through Quicken, QuickBooks and MS Money.
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
No
Monthly Paper Statements
Yes
Check Images with Statements
Included
Electronic Statements
Yes
You can view images of canceled checks online for the last 6 months. Or, if you enroll in online Statements, you will be able to see the last 18 months of check images.
Overdrawing the Account
The Insufficient Funds Fee is $25.00 for the first overdraft, $33.00 from 2 to 4 overdrafts and $37.00 for all overdrafts after that in a 12 month period.
This checking account has 2 options for Overdraft Protection.
From a linked Savings Account:
- Funds are transferred to bring the account balance to $0.00.
- Funds are transferred to bring the account balance to $0.00.
From a linked Credit Card Account:
- At least $50.00 will be transferred.
- At least $50.00 will be transferred.
The fee for protection by either of these methods is charged per day and is tiered as follows:
- $10 for 1st - 10th use
- $15 for 11th - 20th use
- $20 for each additional use
- $10 for 1st - 10th use
- $15 for 11th - 20th use
- $20 for each additional use
Savings and Money Market Accounts
'Money Market Savings' requires $50.00 to open and $10,000.00 to earn interest.
Current APY Information:
- 0.10 % at minimum balance to earn interest;
- 0.00 % at minimum balance to avoid fees;
- 0.15% at $25,000.00
- 0.10 % at minimum balance to earn interest;
- 0.00 % at minimum balance to avoid fees;
- 0.15% at $25,000.00
'High Yield Savings' requires $50.00 to open and $0.00 to earn interest.
Current APY Information:
- 0.10% at minimum balance to earn interest;
- 0.15% at minimum balance to avoid fees;
- 0.15% at $25,000.00
- 0.10% at minimum balance to earn interest;
- 0.15% at minimum balance to avoid fees;
- 0.15% at $25,000.00
The account has a monthly service fee of $15.00. This fee can be waived if you maintain a minimum balance of $25,000.00.
'Relationship Savings' requires $0.00 to open, $250.00 to earn interest.
Double Interest earned every month you have an "active checking account." See checking account details for how to meet that requirement.
Current APY Information:
- 0.10% at minimum balance to earn interest;
- 0.00% at minimum balance to avoid fees;
- 0.30% at $25,000.00
- 0.10% at minimum balance to earn interest;
- 0.00% at minimum balance to avoid fees;
- 0.30% at $25,000.00
How does Fifth Third Bank Compare?
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All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.
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