"LifeGreen Checking" from Regions Bank

The Basics

Minimum Opening Deposit
 
$50.00
A $50.00 deposit is required to open this account.
Monthly Service Fee $0.00

Debit Cards & Using ATMs

CheckCard Rewards
 
$0.00/yr
This account includes 'CheckCard Rewards' to put money back into your account based on your debit card usage at specific retailers.
Non-affiliated ATM Usage Fee
 
$2.00/per use
There is a $2 fee each time you use an ATM that's not a Regions ATM.
International ATM Usage Fee Show Details
You will be charge a 3.00% fee for withdrawals made in other countries.

Electronic & Telephone Banking

Online Banking Free
Email Alerts
 
Included with online banking
This Email Alert feature enables you to receive:
- Warnings when your balance falls below a certain threshold.
- Notice of deposits or withdrawals over a certain threshold.
- The bad news that your account balance is below $0.
Activity Download
 
Included with online banking
You can download 90 days of transaction history in the following formats:
- Quicken 2007 and above.
- MS Money for 2007 and above.
Online Billpay Free
Mobile Banking
 
Free
This institution supports downloadable apps for the iPhone and for other phones. These apps allow you to:
- View account balances
- View recent account activity
- Transfer funds between your accounts
- And pay bills.
Automated Phone Banking Free
Direct Connect for Quicken
 
Free
You can access your transaction history directly through Quicken, QuickBooks and MS Money.

Checks & Statements

Unlimited Check Writing Yes
Free or Discounted Checks
 
Yes
Free first order of Regions custom single wallet-style checks on recycled paper OR 50% off your first order of other personal style checks.
Monthly Paper Statements Yes
Check Images with Statements
 
$2.00/month
There is a $2.00 monthly fee to receive images of canceled checks with monthly statements.
Electronic Statements Yes
Online Check Images
 
Yes
Images of canceled checks can be viewed online for 18 months.

Overdrawing the Account

Initial Insufficient Funds Fee
 
$25.00/per item
The Insufficient Funds Fee is $25 for the first overdraft and $35 for subsequent overdrafts.
Overdraft Protection
 
Available
This checking account has many options for Overdraft Protection.
From a linked Savings Account, money market account, Credit Card, or Line of Credit:
- Transfer fee of $15.00. The transfer fee is charged per day;
- Funds are transferred (or advanced) in $100 increments.

Savings and Money Market Accounts

LifeGreen Savings
 
No Fee
'LifeGreen Savings' requires $50.00 to open and $0.00 to earn interest.
Current APY Information:
- 0.05 % at minimum balance to earn interest;
- 0.05% at minimum balance to avoid fees;
- 0.10% at $25,000.00
Money Market
 
$10.00/month
'Money Market' requires $100.00 to open and $0.00 to earn interest.
Current APY Information:
- 0.02% at minimum balance to earn interest;
- 0.05% at minimum balance to avoid fees;
- 0.10 % at $25,000.00
The account has a monthly service fee of $10.00. This fee can be waived if you maintain a minimum balance of $2,500.00.
Platinum Relationship Money Market
 
$15.00/month
'Platinum Relationship Money Market' requires $15,000.00 to open and $0.00 to earn interest.
To open this account and earn interest, you must have a checking account with direct deposit or a checking account with a minimum daily balance of $2500.
Current APY Information:
- 0.10 % at minimum balance to earn interest;
- 0.25% at minimum balance to avoid fees;
- 0.50% at $25,000.00
The account has a monthly service fee of $15.00. This fee can be waived if you maintain a minimum balance of $15,000.00.

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